It really does not have to be such a painful process. Tempe has a huge number of financial institutions that would be delighted to sit down with you and talk about financing your new home. Remember, they are in the business of loaning money. If they do not make loans, THEY do not make any money. So relax a bit and make a few calls.
Some people just feel better dealing with a huge lending institution. They feel good using a brand they have heard about and are familiar with. For those folks, a good place to start is with the big banks.
Wells Fargo is a bank that has been around for a long time, is known for very solid business practices, and is a large provider of home mortgages. For individuals who feel safer and more comfortable using a well-known firm, Wells Fargo would be an excellent place to start. Wells has a branch located at 9140 S. Kyrene Rd. Tempe AZ. They can be reached at (480) 893-5746.
There are also people who just have a higher comfort level when dealing with a smaller lender. Peoples Mortgage Company is one such institution. They have an office at 4500 S. Lakeshore Dr. Tempe, AZ 85282 and can be reached at (480) 752-3830.
Whether you choose to go with a large bank or a small mortgage company, remember to shop around for your best deal. Banks are in the business of lending money and a perceptive shopper will compare the rates of several lenders. Interest rates are currently at historic lows and there are some great deals out there, so look around. With a little time and effort, you can be living in your dream home soon.