One particular option for Decatur residents is not a bank or a mortgage company but a credit union. Family Security Credit Union at 2204 Family Security Place, SW Decatur, AL 35603 offers interest rates as low as 7 and a half percent. Their qualified loan specialist can review your precise circumstances to tailor a home loan to fit your needs.
Another option is the professionals at First Mortgage Group at 118 East Moulton Street Decatur, AL 35601. The company’s web site can be found at www.firstmortgagegroup.com were potential customers can learn about rates, different loan programs and even find the current market value of their current home. A unique and convenient feature of the site is the rate finder which has visitors enter basic information about themselves as well as the type of loan they are looking for. The system then generates a rate quote or what the customer can expect to pay to borrow the money. The site contains a variety of other helpful information such as refinance guide which calculates refinancing options based on your current loan situation.
If you are looking for a little home grown experience try out P Fagan Mortgage Inc at 222 E Moulton Street, Decatur, AL 35601. The company has been structuring mortgages for over 20 years in Northern Alabama. They are an FHA and VA specialist and specialize in conventional, commercial and construction mortgages. Fagan Mortgage is a member of the National Association of Mortgage Brokers as well as a local member of the AMBA (State Brokers Association and Alabama Mortgage Professionals).
NO matter who you choose to do your mortgage, do your research and make sure they offer the kind of services you need for your goals. There are a lot of brokers to choose from making finding a good rate and terms much easier.